Originally Posted by
mikesyr18
CSR is $450 more in the first year than the PRG (annual fee waived the first year), of course that's before subtracting the $200 more in airline credits. The CSR also has a small select group of transfer partners. To compare the CSR to the PRG isn't even fair... Those cards aren't competing against each other.
It's also not realistic to have Prestige/CSR/Amex Plat at the same time, unless you're rich. CSR only covers up to $50 in expenses on roadside, whereas AMEX you won't have to worry about the net cost of the services. But again, the PRG doesn't compete with the CSP or the Prestige.
Some people don't want to carry around 5 different travel cards and like simplicity.
Actually CSR is only $55 more than PRG in the first year, and for all consecutive years after all the airline/travel reimbursements. Prestige gives the best roadside assistance out of all cards, I think, which also includes some towing.
From premium cards I have 2x CSR (gonna downgrade 1), Prestige, 2x CNB Crystal, and now I'm getting an upgrade from BGR to Biz Plat.