Originally Posted by
eajusa
I found a reasonable Mediterranean Cruise (June 2018) and deposited $300 with card; posted and immediately credited. In December, I can make another refundable $300 payment. Very satisfying!
Originally Posted by
HawkeyeFlyer
It is a great perk. I never worry about specific purchases. The $300 easily gets used so I don't really care where. It is a great benefit
You do realize you are paying $450 a year to use this great benefit, right? @:-)
All high end $450 fee cards have similar benefits, just that Chase (and Citi's too) are much easier to use than AMEX Plat card which also has $100 less "benefit" and now $100 more fee. So for now Chase wins - especially in the marketing side to make the cardholder thinks this is a "great benefit" while s/he actually is paying for it.