Originally Posted by
richarddd
The main point of my response to brp is that they don't check the name, at least in my experience. Has anyone had a problem because of the name on the card?
It depends on the merchant and the POS. Some don't ever do it, some do it all the time, and some only when the purchase is from certain high risk POS. It's a variable field that may or may not even be used on all cards. Though most will put the name of the person/company the card was issued to. Its more of a relic of days past when there was no CVC. The advent of the CVC meant there was an easy to ensure the card was actually in the possession of the right person.
BTW the name on the front is not always the authorized user. It's normally the name of the person the card was issued to. They then can give the card to whomever they wish. The person then becomes the authorized user by signing the back of the card. This is why the back say Authorized user's signature and not Cardholders signature.