Originally Posted by
fredc84
No, all my Citi AA cards send me a pin even before I even get the card. Some other banks do as well. It is only if you want to use the card in an ATM machine, as you said. Has nothing to do with a debit card and if you do use it at an atm, you will be paying the interest rate immediately on that withdrawal. Do what I do....shred it and forget it.