Originally Posted by
Eujeanie
I recently got the Surpass card and in the mail today received something I've never gotten with any other credit card - they issued me a PIN so I can use the card for cash advances at ATM's.
We have no interest in this, we have no interest in a debit card, and as I said, have never had this happen before.
Does this put me at risk for debit card liability (as opposed to credit card)?
No, all my Citi AA cards send me a pin even before I even get the card. Some other banks do as well. It is only if you want to use the card in an ATM machine, as you said. Has nothing to do with a debit card and if you do use it at an atm, you will be paying the interest rate immediately on that withdrawal. Do what I do....shred it and forget it.