I have been a member of e-Rewards since 2006. I have not had any problems with them, except that some of the surveys seem to ask you a lot of questions and then screen you out. Really? After answering some key questions in the beginning the survey logic should be able to screen a person out much sooner. Also it is pretty silly that each survey asks your age, gender, etc. Heck, they know that based on your profile. So why do they ask?

I answer the surveys truthfully and honestly, like I should. Also you can tell that there are questions to verify that you are actually reading the questions.

I earn slowly. Last time I cashed in for a reward was in the beginning of 2014. So over the past three years I built up nearly a $1,000 balance as of last night. I should know better and not carry a high balance in case e-Rewards would close my account for any reason, go bankrupt, get hacked, etc. I guess it was a psychological goal that I was trying to achieve.

Actually I don't know why they even call it "dollars", as it is really about 1/3 of that. All rewards are pegged at about 3 e-Rewards dollars to a real US dollar.

After hearing about account closures yesterday in a blog, and then reading about it here on FT, I got spooked (even though I am not doing anything wrong) and cashed in all my e-Rewards dollars last night.

I cashed out with Hilton. I was pleasantly surprised that there no longer is a restriction with how often you can cash out with Hilton. It used to be once every 90 days or something like that. With no restrictions, I made 11 redemptions in a row, separated by just a few minutes. The confirmation emails came almost immediately, and the HHonors website showed all points within an hour. Also odd, the best redemption amount with Hilton is not $125 e-Rewards = 7,000 HHonors points, but rather it is $75 e-Reward dollars = 4,500 HHonors points. Go figure. So I made most of the transfers at $75.