I just redeemed for a Starbucks gift card ($75 e-rewards yields $25 gift card). It's an e-gift card rather than a physical one, so you get it immediately. I transferred the e-gift card to my physical card online right away, no problems.

Have about $50 more in e-rewards and I'll figure out where to redeem them later. Probably UA miles or Choice points, both of which transfer quickly if not instantly. Despite the fact that I answer these surveys honestly, widespread shutdowns of this type make me nervous. I'm getting out while the getting is good, and will not accumulate above $25 in the future.