Originally Posted by
greglvnv
Why don't you apply for the card first and then move credit lines around if necessary? That strategy has worked for me.
I'm used to the process with Citi. With Citi, it's easier to proactively reduce credit limits because if you don't, you risk getting an auto-decline. Of course you can try recon, but I try to avoid having to do that. In any case, I've already closed the BofA cards, so there are no lines to be moved.