Originally Posted by
Happy
You dont need a business card.
Just get him the Everyday which is a no fee personal card that has full membership reward benefits. Once the Everyday card is approved it will be attached to the existing Membership Reward account automatically. You should be able to see it within the Membership Reward area.
Then you can cancel the current Gold card and the balance will be preserved by the Everyday card. I did this on the first year Everyday was introduced.
Additional user card does NOT have his own Membership Reward account. So your 2nd thought does not work.
Oh okay, that sounds like a good idea. Do you know if they can "product change" into a personal card? The only concern he has is that since he has been using only this business card as his primary credit card for like 30 years he doesn't seem to have any personal credit history now (he didn't realize the business card didn't show up on his personal credit). Because of this he's concerned that he won't be approved if he comes in fresh asking for a personal card.