I love this card. It's the most favorite one I have so far. 2+ MR per 1$ spend. MR points easily worth more than 1 cent. So it's better than a 2% cb card. I have an Amex plat biz and pers so I can pair up for the 50% flight. Add the 0% APR in and bam even better! I don't even have to pay it off in full each month like I usually do. Gives me some time to sell stuff on my Amazon FBA business. I don't have to rush to sell stuff (some times at a loss) to get money to pay my credit card bills. Not to mention I can spend over my credit limit and still have 0% APR.