Happy

I apologise. Avis should no longer be included in the list of "bad" multi-currency conversions in conjunction with Airbnb. I've forgotten they've cleaned up: http://www.flyertalk.com/forum/avis-...l#post22540803

(I decided against "unreservedly" apologising because they have some "form" in the past, prior to the March 2014 data point above)

Other "good" multi-currency conversion I've encountered include:
- hotel consolidators including hotels.com, Agoda and Expedia (you get a choice in which currency to bill in anyway and the rate is very close to wholesale)
- Cathay Pacific phone bookings (the RMB rate for ex-PVG bookings is better than any we can get from any bank in HK, or Visa's (via Alipay)
- Starbucks card (that's not true multi-currency conversion but the rate they used to deduct non-local beverages is again very close to wholesale)

But anyway, Airbnb's still unavoidable Airbnb's sneaky 3% FX fee - deceitful and infuriating, and now unavoidable?

Another to name and shame is Global Blue tax refunds (mandatory refund in your home currency (in my case HKD), less 3-5% fee) http://www.hongkongcard.com/index.ph...ow/6982?page=2 #14