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Old Mar 7, 2017 | 7:50 am
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Exiled in Express
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Exact terms depend on the card issuer. As a rule of thumb in the US using the card with an outstanding promotional BT offer poisons the promotional rate. Payments are applied to lowest interest rate balance first or only payment in excess of minimum is applied in your favor. When I have taken advantage of the low/no interest rate money I considered that card out of rotation.

Not certain how much of this translates to UK banking laws.
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