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Thread: Which FICO score is being pulled for consideration?
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Old Feb 25, 2017 | 8:19 am
  #4  
edealinfo12345
 
Join Date: Jul 2016
Posts: 535
Originally Posted by jsingles
Have an Amex and Citi. Both give me a free FICO score, yet the difference between the two is a whopping 100 points. Is one more accurate than the other?

Amex pulls a FICO score based on general credit risk (max score 850). Citi pulls a version of the FICO score (max score 900) based on the risk associated with paying card bills specifically. It is 2 versions of the score and Amex likes to see the overall picture of a customer's risk whereas Citi's is more targetted towards the product they are offering.
Last edited by mia; Feb 25, 2017 at 9:32 am Reason: Formatting
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