Originally Posted by
levistrauss
I have many cards (30 total) most of them with 8-10 year range and the oldest card is 21 years old. So the Slate is quite old but not the oldest. I will convert it to the Freedom as suggested by the previous poster. Thanks for your reply :-)
Levi
If you have 30 cards and Slate is not the oldest, I recommend that you cancel all you Chase cards except for the CSR, which as you admit is the only Chase card you use. With 30 cards, canceling your portfolio of Chase cards will have little effect on your credit score because your available credit on all your other cards must still be high (and credit utilization low). You need to make your life less complicated. Keep things SIMPLE.
What do you think is better? A FICO score of 800 with just 5 credit cards or the identical score with 25 cards?