All,

I have some general questions regarding my Chase cards with respect to pruning, management and 5/24.

I currently have:

United MileagePlus - 10 years old
British Airways - 7 years old
Slate - 12 years old
CSR - opened last year

In addition, I have the following business cards:

United Mileageplus - 7 years old
Southwest - 7 years old

Each card was acquired for their relevant bonuses over the past 10 years but I have not closed/combined any account due to lethargy. I would like advice regarding how best to optimize the number of Chase cards due to the possibility of more juicy reward cards in the future. While opening the CSR the Chase analyst was quite clear that he was awarding me the card very reluctantly since I already have so many cards. He also dipped into my BA card for the $10K limit leaving that card with just $2K.

My thoughts:

Cancel the BA card and combine limit with some other card. And close the Southwest card and combine with United Biz card since I am not using it and don't fly Southwest much at all.

Once that is done I would like to apply for the Chase Ink Biz card with 80K UR points. Is the whole plan feasible or can someone suggest a better plan to optimize all the cards to ensure that I don't run afoul of Chase.