Originally Posted by
frank_10b
can AMEX or citi or chase get a copy of the merchant receipt? Do they look at that?
yes, they can if they want to.
I went through FR back in 2014 and the ax supervisor went straight to the point to ask me "why have you been buying GCs at the drugstore?" It was the holiday season so I said I'm giving them as gifts and some, I use for online purchases so I don't have to input my CC info. I submitted my 4506-T and in a few business days, my account was back to normal. In a week, they even increased my CL w/o requesting.I have not altered my pattern of activity after that.