You're my favourite kind of customer if you'll accept whatever conditions I propose without challenge.
I do have sufficient knowledge to evaluate their policy and deem it inappropriate.
But what difference does that make? Are you saying that because you deem it inappropriate that it changes whether AA will, or won't, check a late bag on a routine basis? Or, to be helpful to others who might read this thread in the future, are you suggesting that there is another option for AA customers?