Originally Posted by barschools

I used to do a mix of WMBP and MOs and was fortunate not to have any issues. For the last year or so I've gone strictly MO after hearing about so many WMBP related shutdowns. Not worth toying with in my opinion. Find a good credit union or two. I've been depositing north of 100k in MOs to a single CU for the past 8 months or so. My recipe for avoiding CC shutdowns is to avoid WMBP and cycling my credit limits. So far so good.