Originally Posted by
ntr91
Not sure if you'd even need to do the final step. I've never had issues in doing a single BP a month from my MS checking account, plus a second one from my main account for legit charges I've made. I prefer to keep my normal checking account as far away from MS as possible. Granted, I don't cycle CLs, so if you do, take my advice with a grain of salt.
Fair point. I do this to minimize the nr of different payment accounts for the same credit card. I don't know based on data points whether there's a need to do this even with actual checking accounts, I do it trying not to trip any algorithm programmed for this which might invite a human to review the account, at which point they might find other things worth scrutinizing.