Thanks. The way our work phone works is that the company pays everything directly - the initial payment (we don't pay it off) and the monthly plan. We do not have a choice on the plan - whatever the company picks is the one we get.

We get to keep our phone once we upgrade to the next one. So, I want a phone that will work with lots of carriers around the world. There is another thread that says a Verizon iPhone is even more compatible than an unlocked AT&T iPhone because it supports more frequencies/bands and protocols. Is that true?

Thanks.