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Thread: getting unsolicited increased credit limits
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Old Feb 10, 2017 | 10:16 pm
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javabytes
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Originally Posted by muji
It's always wise to reduce credit limits way down before closing accounts.

I would contact the banks in question to let them know that you do not want them raising your credit limits unless you request that they do so.
Why, and why?

Originally Posted by tjguitar85
Your debt to credit ratio still goes down whether you close the card or lower the limit...so why wouldn't you just close the card ?
Why do either, unless you're trying to churn or avoid an AF?
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