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Old Feb 7, 2017 | 6:48 pm
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Productivity
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Originally Posted by Matthew Owen
Not only that, but you will earn points at a higher rate in the exact same categories and redeem them at a higher value than the CSP. Honestly, the card is obsolete unless you don't travel at all. But then you shouldn't have either one, in my opinion.
Not necessarily, if you have one plus an authorised user, then the fee compared to the CSP is an additional +$75. If you funnel your travel spend elsewhere for sign up bonuses or other benefits or already have a 3x earning (or 5x in case of Amex) card, then it's hard to make the CSR work over a CSP if you have authorised users as a long term prospect beyond the initial bonus IMO. Definitely not obsolete, but it has been displaced in a lot of cases I will agree.
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