FlyerTalk Forums - View Single Post - Bank of America Reconsideration?
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Old Jan 30, 2017 | 6:18 pm
  #115  
kdm31091
 
Join Date: Feb 2016
Posts: 292
Originally Posted by yurch10
Have three current BofA Alaska cards, basically apply for a new one every 3-4 months.

Usually drop all credit lines to 2k so I can keep getting the visa sig, but this time I left one card at 10k credit.

Applied two days ago, said it's in review, but the online application status check says "denied". What's the best option? Do I call in and try to have it reconsidered, even though I already have 3 other Alaska cards? No idea what I'd use for the excuse here.

Or do I just wait it out, eventually cancel one of these cards in the next few months when AF hits, drop the other credit line, and apply again in 2 months?
Unfortunately in these situations you're kinda SOL. It's basically impossible to provide a reasonable excuse for a human to approve you for a duplicate card. Just have to wait and try again later and hope for a system approval.
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