Originally Posted by
emilio911
I would say it is still DCC, not only because the seller (the homekeeper) decides the price in his home currency, but also because the delivery of the service (the stay) takes place in another country.
I am curious to know how AirBnB would respond to a chargeback.
Hmm.
So I tried booking a flat in Japan. I am currently in the UK so initially the prices displayed were in GBP.
By clicking a button I was able to change the currency to JPY, and the JPY price was on the final page before confirming the payment.
I then used a Hong Kong credit card to pay which resulted in me being charged an amount in HKD which had not been disclosed to me before.
The merchant displayed on my statement was AIRBNB GB though.
Unfortunately I am not in a position to initiate a credit card dispute this time, and I am not financially worse off since this card has a 3% forex fee anyway and I am going to be reimbursed the full HKD amount. (But I should get bonus points on foreign spending - which was the purpose of booking with this card - let's see if they post).
However, I think that if I had declared the billing country to be Japan, the charge would have been presented in JPY. I have several no-forex-fee cards where the billing address is not confirmed when making online purchases, so if there is a next time I will try changing the billing country and see what happens.