Originally Posted by
moops380
The 1.5x is ok but there are better chase cards that will be 1.5x chase points (can go to united, hyatt, singapore, etc).
This card just gives you discounted club access (the annual fee) and puts you on the list for award ticket upgrades if you are not on that list already.
I believe this card also has primary car rental insurance which is useful if you didn't have that already.
There is one more benefit of the Chase UA cards, say later in life you don't have as much activity on UA, with the card you miles will never expire. Yes, I know there are easy ways to keep you miles alive with some activity like dining or getting a magazine, but you have to remember to do those, with the cards you don't have to remember.