Bought some stuff on eBay in GBP with a USD credit card. Used the "credit card" option implemented by Paypal which doesn't disclose DCC but does it anyway. Wrote a message to Paypal asking them to represent in GBP, credit the difference (about $1), or threatening to chargeback. They credited the difference to my account.
Now know to use the "Paypal" option (depsite both being implemented by Paypal) and log into my account which does have the option to evade DCC.
After going trough a BBB complaint, they refunded me the full 2.5% conversion upcharge.
But, honestly, I just think Paypal is testing how far they can go without worrying about the DCC credit card rules ... This is because DCC chargebacks are pretty rare in comparison to the other types of chargebacks...
If we lose the DCC battle against Paypal, I'm pretty sure all the other smaller banks will follow suit.
