I am 20/24 and got instantly approved for Chase Ritz Carlton card (34K CL/730 experian), but Chase Marriott
personal card is known to be on/off under the 5/24 rule.
http://www.doctorofcredit.com/chase-...ail-need-know/
My wife applied for the Chase Hyatt and was denied due to too many applications letter and no luck with the recon call.
Most Chase reps have no idea which cards are under the rule etc.,. It feels like talking to the immigration officials.
I recommend anyone waiting to apply for Ritz-Carlton card to do so now before Chase changes the rules!
In general, I am disliking Chase customer service and their unwillingness to keep customers. I cancelled 2 Chase cards last week and no attempts were made by the CSR to keep them.
P