I'm looking for a cheap way to pay non-credit card bills (mortgage, electric, student loans etc.) and NetSpend seems like a good option. I live in TX so I can load from VGC for no fee (I have done 2 tests to confirm this) which means I can effectively pay my bills with CC spend for 0.98%. Assuming I load in variable amounts and occasionally throw them a bone with a debit card purchase, can I get away with using this for around 2k/month in bills without getting shutdown?