Originally Posted by
Stgermainparis
If your 5 include any AU or store cc, then yes it is possible (some successes, some failures). If your 5 are primary personal Visa/MC/AX cards, then I'd say not very possible.
There are countless data points posted here that indicate it's possible to be approved if you're at or above 5/24. I'll be at 5 until April - I'm probably going to give it a shot in branch in March and see what happens. Denied, I'll probably just wait until later in the year and take the 50k points instead.