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Old Jan 16, 2017 | 1:25 pm
  #10  
wco81
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Join Date: Oct 2004
Location: Bay Area
Programs: DL SM, UA MP.
Posts: 12,724
Originally Posted by pallhedge
Consider doing what I did. I downgraded my United MPE to the free version (I forget what they call it). I did this for 2 reasons.

1. Keeping the full credit line open with the account wouldn't impact my credit in any way.
2. Since I'm way over 5/24 I can't apply for a new MPE card. If I need the card's benefits in the future, I can simply upgrade back to MPE.

Ultimately, downgrading costs you nothing and gives you some options going forward. That's a win-win to me.
But if you downgrade and then upgrade, would you be eligible for future bonuses?

I haven't really used it since I met the required spending and got the miles for signing up.

And I don't see using it much because I have the Sapphire Reserve, which gives 3 points per dollar used on travel, which is the same or better than using the MPE for buying UA tickets.
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