Originally Posted by
ericdabbs
*sigh* I wasn't talking about my personal situation nor am I actually even close to this position. Re-read the OP post for a reference asking why anyone would ever dare do more than 1x of their CL. I was merely using that as an example as to why it silly to think that cycling 3x on a limit of just $3K per month is worst than doing $25K on a $30K CL even though that is just 1x of their CL. I was merely expressing that people who have such a low CL of say $3K is not unusual to cycle more than 1x their CL.
The fact is card issues can still frown on you even if you don't even do more than 1x CL.
And, I wasn't responding to your personal situation either. I was merely answering to your example.
It's really obvious MSing if you have low CL and recycle. Majority of the population don't recycle CL. It is unusual, Sir.
Agree that CC issuers do that. Unusual spending would make CC issuers question the cardholder what's going on. The current situation with Citi for me, they have not closed my Double Cash and other cards I have from them at least yet. If I have recycled the CL, probably they would have closed by now.