dhacker -- you have a point. While I have long used Diner's for car rental and airline charges I don't think I have ever "stopped by" this forum before . . . and I am on daily with the NWA and Hyatt forums. I had given up my AE card until it was needed for Hyatt's Faster Free Nights promo a year or so ago. Other than that Diner's, Visa and MC certainly cover enough that I can chuck my AE card, again. I have been very happy with Diner's service, and I like to "bank" those miles/points.