Originally Posted by Kensterfly

We have two different Chase United Explorer Cards. I use one mostly for business to keep those expenses separate. We have a separate account for which both my bride and I hold cards. We use this for all household expenses: Utilities, food, gas, entertainment, phone, cable TV. Pretty much Everything. Combined spend: about $40K per year. Miles from all cards go into my MP account.

I want to move to the Mileage Plus CLUB card. I was planning on doing it anyway but yesterday I got a mailing for a 75k mile bonus! I fly UA exclusively so I'd still get the two for one miles. ( I fly about 30k miles a year.) And with the Club card we'd get 1.5 miles per dollar spent, which would be significant with that fairly decent annual spend.

Judging by my research, I'm pretty sure that we will lose no miles currently in the bank if we cancel the other two cards. We will continue to actively fly UA and be very active with the new Club card so no miles in the bank should expire. We are currently sitting on a little over 200k miles. With the signing bonus, I expect to be close to 400k miles by next Fall, which should buy us Biz Class RT to Europe (maybe on TK).

Just want to make sure there are no "gotchas" I'm overlooking. The annual fees for the current Explorer cards will not hit until March and April. I'd like to cancel before that. With our fairly decent spend, I suppose they might offer a retention hook but I don't see the point of keeping three different accounts.

I'm I thinking this through properly?

Thanks!