Originally Posted by
patrick.barnes
And yes, everyone taps. It's why the banks there just don't care about Apple Pay (not enough to give Apple a cut, anyway). The way they see it, they put in significant resources into contactless adoption (terminals, ads, etc) and Apple wants to piggyback off that and take their money because they're Apple.
There's also the part where the major Australian banks want the right to pass through to their customers whatever Apple charges them (so if Apple charges the bank 5c/transaction, the bank wants to charge the customer the 5c too). The bank's own app would likely be free to use as well as the physical contactless card.
Of course, Apple has never agreed to such a thing and isn't about to start now.