Originally Posted by jn in ca

I won't bash or promote Chase, American Express or anybody else, so let me say that the Delta Amex cards are great cards for the benefits.

However, earning Delta Skypesos is not very rewarding. Keep your current card for the benefits when flying Delta, but to maximize rewards, you need a second card to put the bulk of your charges on. I am even not saying the CSR is the best card to be your second card. I see you charge at least $10k/year in non Delta travel expenses. That seems like a pretty good candidate for the CSR, but only you know if you charge enough to make the CSR's huge annual fee worthwhile. However, you'll do best if you put some spending on a second credit card.