I will be arriving in India very shortly and have with me (a) about Rs 14K in SBN and (b) about Rs 25K sitting in a bank locker in India (for which only I have the keys).

What are my options now as an OCI? I will be in India now only for 6 days (of which, I believe one is a holiday)

This is not a HUGE amount of money to lose but I would rather spend it myself than offering it to Modi's altar