Just got an instant approval on the CSR 100K app.

I have 5/24 exactly with nothing set to age off until next June but when I saw that the offer was being reduced soon I decided to chance it.

Data points that may or may not be relevant:

Of the 5, one of the accounts was closed after a year (6/16) and one is not really a cc although it looks like one on my report. It shows up as Wells Fargo revolving but is really a furniture store account.

I have several Chase accounts including my mortgage and current CF and Ink cards but no bank accounts with them as they have no branches in my state.

I canceled my CSP last year after 5 years and did not move the 20K+ credit line, just let it drop

My credit score is over 800

No apps in past 6 months

I hope this info helps someone else.