Got shutdown as well. I opened this account a couple of years ago (when Redbird shut down) and did minimal MS on it, with the most I did a month $2,500 and loading $500 from NW Buxx to avoid the monthly fee in the months I didn't feel like MSing. Only bill pays and no spending on the card though. This was my last Serve out of the three I was managing but I had given up on MS through Amex prepaids anyway about nine months ago.