Originally Posted by
Happy
Eateries almost always upfront in HKD at least for those restaurants we go. (all are frequented by locals, no expat type).
Do you mean that they don't offer DCC? That would make sense for an establishment that had few non-local customers. I'm sure that the banks run reports on current merchant accounts to identify which have the biggest opportunity to try to sell DCC to. Why bother with those where there's little potential for extra profit.