Originally Posted by
darthbimmer
She gets it but differs with me on the ROI. She finds the activity associated with churning (apps, managing a dozen or open accounts, choosing the right card each transaction, calling in for retention offers) too much hassle. She's comfortable with 1-2 new cards per year. I don't mind too much; by never breaking 4/24 she can be our designated Chase churner!
There are no hard and fast rules on the best way to play this game. So what she prefers to do is fine. In my case, there are no Chase cards that are valuable enough to make me want to stay at 4/24 to get them. But that's just me.
