Originally Posted by
darthbimmer
She gets it but differs with me on the ROI. She finds the activity associated with churning (apps, managing a dozen or open accounts, choosing the right card each transaction, calling in for retention offers) too much hassle. She's comfortable with 1-2 new cards per year. I don't mind too much; by never breaking 4/24 she can be our designated Chase churner!
For my wifes cards I make the spend in a few days. If she has a car insurance bill I pay it in full besides that I make the rest of the spend via Costco and our local grocery store gift cards and then she pays one bill and it's done.
My dad doesn't travel but lets me get cards in his name so I basically play this game for three people.
My wife uses INK or SPG for all her purchases.