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Thread: Citi retention offer reports (All cards) [2016-2017]
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Old Dec 17, 2016, 3:18 pm
  #1003  
lotrbfme
 
Join Date: Jun 2014
Location: FL
Programs: AA EXP, Hyatt Diamond, SPG Plat, IC Plat Amb, HH Diamond, Marriott Platinum
Posts: 1,299
Originally Posted by mrkymark
Maybe I'm not getting it. If you don't intend on keeping the card any way why:
- let Citi debit you $95 for the annual fee
- accept a retention for the $95 back after spending $1000 ?

The net is zero gained in cash and you've just diverted $1000 to useless spending. Just cancel the card and you will not be required to pay the 95 no?
- unless you've asked for a retention outside of the billing of the annual fee- that I would understand.
For $1,000 you get 1,000 miles, the ability to sign up for the card again and earn 50,000 miles.
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