I just spent the better part of an hour talking with the BoA csr AND guess what? It was dicovered to be an error after I e-mailed them a copy of their own web page (csr's apparently do not have the ability to acess the web)...First the card was definitely $75 and then I was told no..it is $90....Then I was told to print out the page, apply for the card, and then I would need to convince the csr after I was approved that the card should only cost $45...Then, I was made the offer to pay $45 for the first year but then it would be $90 there after...Darn was I mad...I then was offered a $45 dollar credit on my platinum card (fee was due last month) if I signed for the signature card...