Thanks for the information. Did you cancel after the annual fee had posted? I am wondering whether to use the card till the fee posts and then cancel or cancel before the fee is posted. I have a slight preference to wait till after the fee posts as long as the fee is taken off after the cancellation ( I intend to cancel within a couple of weeks of fee posting).
I cancelled before my annual fee posted; didn't want to risk such a large fee posting any either forgetting to cancel or having any trouble getting the fee reversed after I cancelled.