I applied for a Capital One Venture card years ago and was denied. Over the years, have had many premium cards. Only other denial I ever had was for a US Bank Club Carlson. Was considering applying for a Venture Rewards card tonight.

But wanted to know if anyone out there has any idea what criteria are used for denial before taking 3 hard credit pulls.

I mean what criteria for people with good metrics such that they get approved nearly 100% of the time with others banks (e.g. Chase, Citi, Amex, Barclays). Reviewing some of this thread, there seems to be a theme of those who normally get approved being denied for Venture cards.

Have around 10 credit card accounts open at the moment but low utilization. Is the number of currently open credit card accounts a significant factor here? What makes Capital One so different than the other major banks in its approval process?