FlyerTalk Forums - View Single Post - Problem? USAA Switches from Mastercard to Visa
Old Nov 26, 2016, 2:39 pm
  #15  
serpens
 
Join Date: Sep 2015
Location: flyover country
Posts: 2,435
Originally Posted by AllieKat
Remember that Visa gives worse exchange rates than the other networks almost 100% of the time. Visa rates have a buy/sell spread. MasterCard rates don't. So the odds of Visa being in your favour are exceptionally low (though non-zero).
Is there a typical percentage difference? If so, what is it? If not, then I assume there is a range, and it is impossible to tell beforehand where in the range a purchase will fall. In this case, it would be interesting to know the range.

My questions are motivated by the situation where I have a Visa and a Mastercard, and the Visa pays a greater reward than the Mastercard. What is the break-even point?

Thanks for any insight.
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