I applied for my spouse and was initially declined as expected due to 5/24. We are CPC, not prequalified. Called regular recon number and they said would send on. automated line went from 7-10 days to 30 days, then back to 7-10 after 24 hours. It stayed that way for several days and no new account online. CPC banker just told me to call lending services again. My wife yesterday called the JP Morgan recon number listed earlier in this thread, and she said he gave her a hard time because of "22/24" and denied. Is there anything else my CPC banker can do, because I know there is some subjectivity based on who you get in recon it sounds like.
Thanks