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Thread: Is CSP right for me?
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Old Nov 13, 2016 | 12:27 pm
  #6  
Critterlynn
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Originally Posted by poisson

Do you think the Chase Sapphire Preferred card would be a good fit for my everyday spending habits? Based on my current spending, would the Chase points be more valuable than straight 1.5% cash back on my QS card?
CSP is not a good card for everyday spending. Not saying it's a bad card but to take full advantage of it you need other Chase cards that earn more than 1/$ on everyday spend.

Other than travel and restaurants, I would put everything on the Freedom Unlimited and get 1.5 points, or just the bonus catagories on the Freedom and get 5 points. You can always transfer those points over to the CSP to take full advantage of what that card has to offer. Essentially by doing this those points are worth 50% more. 5 = 7.5, 1.5 = 2.25.

Personally I'd recommend getting the CSR over the CSP. You get much better redemption values.
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