I went to a KFC/LJS last night and used Android Pay with no issues, but I saw more than one people with issues when swiping their cards. Plenty of card read errors because they swiped before the pinpad is ready. It also said to confirm the amount for swiped cards only but not ctls, which makes it faster for ctls users. ^ No CTLS enabled at the brand new Wells Fargo ATM they said by the end of the year 40% would have contactless enabled but I haven't seen one with ctls enabled yet.