Originally Posted by
mandrivnyk
Needless to say, I did call the Chase Sapphire benefits number, and none knew thee answer. They asked me to contact rental companies. I contacted Hertz and Avis and nobody knew the answer either.
That's why I published my question here hoping to hear form ones with their personal experience in this.
Here's info from VISA website:
https://usa.visa.com/support/consume...enefits.html#2
Q: How does the benefit work for international auto rentals?
A: For international rentals this benefit is primary, and covers the rental vehicle for physical damage, vandalism, and theft. Coverage does not apply to lost or stolen personal belongings, injury to anyone, medical expenses, or personal liability. You may rent the vehicle for up to 31 consecutive days per contract. And you must report damages to Card Benefit Services within 45 days of the incident. Coverage is not available in Jamaica, Ireland, or Israel. It is not available where it is prohibited by law or by individual merchants, or is in violation of the territory terms of the rental agreement. Please note: Regulations vary outside the United States, so we recommend that you check with your auto rental company before you travel to make sure this benefit will apply.
If you happen to be renting a vehicle in Australia, New Zealand, Costa Rica, or Italy, please note: often the purchase of a minimum level of collision damage coverage is mandated in these countries. In that case, your benefit is supplemental to that required coverage.
You'll be fine in Europe, except as noted above. You could try calling VISA and ask them to fax you a letter stating that you will be covered in your particular countries. That's what many of us did with Mastercard. Then show the letter to the rental agent.